Once the car stalled summer wading, should forced to start? Many car owners are not entirely clear.
Many car owners in order to save directly for the car to buy a "full protection" that gave all bought auto insurance, a problem can claim. But in fact, there is misunderstanding here, "full protection" does not mean the entire auto insurance insurance are included. Kero  Throttle Body, the "full protection" generally refers to the insured to pay high insurance, the owner of the injured insurance, vehicle liability insurance, property damage insurance, and several other major insurance.
       According to regulations, wading insurance refers to the period of insurance, the insured vehicle due to flood damage or cause engine damage due to wading, the insurance company liable for the cost of repairing the engine. Wading insurance is an additional risk, can not be purchased separately, and only buy a car damage after wading to purchase insurance, the specific amount of premiums to be based on the prices, the higher the prices, the premium is higher.

Such as the South in summer rainstorms flooded in previous years, some vehicle owners encounter the situation, thinking that they buy a "full protection", you can find the insurance company claims, but in fact "full protection" which does not contain "wading loss insurance ", the auto insurance insurance is needed, as the case owners buy their own.

Kero   Throttle Body to remind car owners If you purchased a "wading damage insurance", the car encountered water, unable to force start, otherwise it will cause the engine inlet. The engine inlet, does not belong to the scope of the insurance company's claims. If you are experiencing the process of moving water causes car flameout situation, the owner can choose to call the insurance company for help, or help in other ways, but not forced to start the car.
Generally speaking, wading insurance 15% to 20% of the franchise, that is, the owner even bought a car damage, wading insurance, most can only get about 80% of the loss of compensation.

"Wading dangerous" after the water can damage the engine for damages, but there are exceptions. If the vehicle engine inlet, the owners once again forced to launch a vehicle causing damage to the engine, the insurance company will be regarded as intentional acts exclusions, so the insurance staff to remind owners, vehicle "drowning" post-Do not attempt to start the engine. In addition, the road encountered water, the owner can anticipate may occur in the case of failure, still wading cause loss of vehicle, the insurance company is not compensable, the driver of the engine due to damage caused by improper handling of the case of car damage "exclusion."
After the purchase of a new car, the first purchase to pay high insurance, this is a mandatory requirement to pay compulsory insurance is not purchased can not be on the license plate. Insurance experts have warned that the key is to give priority to purchase liability insurance for the full amount of the injured. If the accident occurred, the car broke down money for repairs can be temporarily shelved, but for third-party damage caused by traffic accidents compensation must be paid.