Both the old and the new owner or owners of every year for the car insurance auto insurance , how to save this cost , while avoiding all kinds of insurance trap?

Whether it is auto insurance or car insurance renewal , through the insurance company directly to the insured car phone , then just use the price of about 5.5 fold can insure success. Car phone pioneered in 2007 by the China Ping An Insurance Company , which eliminates the intermediate agents , owners only need to have someone to call the hotline service, offering different types of insurance with auto insurance .

However, the quality and speed of subsequent telephone auto insurance claims service in the cause of concern for many owners . Learned , car phone while supporting " one-stop direct compensation claims service ," which will become a trend.

According to figures show that over 90 % of new cars in the first year of auto insurance will be purchased at the 4S shop. When the second -year renewal , the owner had learned to "shop around ." Different insurance renewal with the first year , the first year because the insurance companies competing soliciting, and therefore a greater margin of preference . But when the renewal discount rate more to see whether your car a good claims record . Generally , the owner of record within a year if the insured period of the previous good time to renew the insurance company will get a lot of deals.

Kero throttle body learned that if the first year of the vehicle have not had insurance, you can get in the second year, 10% of the renewal premium discount ; If you have no accidents during the first two years, the third year will reach 15 premium discounts % to 20% , and so on , the car , the better the performance claims records , insurance companies give higher premium discount , the highest discount rate can reach 50%.

According Kero throttle body , and now the owner in addition to a variety of channels in the 4S shop to buy insurance, it can be provided through insurance companies. Including the previously mentioned car phone , as well as online insurance and so on. Some insurance companies will regularly launch personal auto insurance deals online services, such as year-end companies have launched online car insurance, commercial insurance premiums can save 15%.

It is worth mentioning that, at the time of the new car buying car insurance , buy definitely a good choice. Participation can buy car insurance first convened to participate through a variety of riders club , the club sometimes 4S shop will also provide this service. By buy auto insurance , generally can get 10% to 25% discount rate , Buick cars models such as a 250,000 yuan or so , you can save around $ 1500 premium .
Car owners in completing the application form , be sure to read the related content, do not understand the terms of the need for careful inquiry , to be understood all the information , then right Field , especially the first insurance , insurance of time , be sure to keep an eye on it.

Insurance period is one year , from midnight until the day after the signing of the policy expiration date 24 pm. Also be based on the actual situation , time is not insured, counting from midnight the next day , may require timely entry into force . After filling is completed, the contents of the application form should also be reviewed , autographed confirm confirm the true and complete. The insured , the insured Never sign blank or completed on the application form .

After signing the insurance contract should ask themselves keep a copy for yourself later found unfavorable terms , the insurance company can be sued and did not do to prompt this obligation , in accordance with the provisions of the burden of proof on the insurance companies, insurance companies if they try to prove the obligation , have to come up with written evidence and recordings to prove himself not at fault .